Special Furniture Financing for Everyone

^*Offer valid on single receipt mattress purchase(s) of $1499 or more, excluding Stearns & Foster® and Tempur-Pedic® mattress. For accounts that qualify, 5% of purchase(s) amount (minus returns and adjustments) will post to your account in the form of a statement credit. Rebate information must be submitted online using Offer Code: 2480328 at synchrony.sendmyrewards.com.^***

^**Offer valid on Stearns & Foster® and Tempur-Pedic® mattress purchases of $1499 or more and must be on a single receipt. For accounts that qualify, 3% of purchase(s) amount (minus returns and adjustments) will post to your account in the form of a statement credit. Rebate information must be submitted online using Offer Code: 2480329 at synchrony.sendmyrewards.com.^***

^***Subject to credit approval. Rebate information must be submitted online or postmarked within 30 days of purchase date on receipt. The statement credit will post to your account within 60 days after receipt of rebate submission. Each single receipt purchase made must be registered to receive the statement credit. Account must remain open, in good standing, and not become delinquent at the time the statement credit is applied. Please keep a copy of your original receipt(s) for your records. Visit synchrony.sendmyrewards.com/reward-tracker or call 866-396-8254 or the number on the back of your Credit Card to inquire about your rebate status. This offer is void where prohibited. Synchrony Bank is not responsible for lost, damaged, illegible, postage due or delayed mail. Combinable with 12 month promotional financing only. Cannot be combined with other promotional financing offers. See sales associate for details.

¹Subject to credit approval. See offers for details.

²New Accounts as of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more.

³Qualifying furniture category purchase amount must be on one receipt and is determined before any down payment. If you use the Gardner White credit card for any required down payment, the charge will not qualify for this offer and is subject to the standard terms of the credit card. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

⁴Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. A Promo Fee does not apply to this offer. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

^★Deferred Interest: Interest will be charged to your account from the purchase date if the qualifying purchase balance is not paid in full within the promotional period. You may need to pay more than your minimum payment to avoid paying interest. See Account Agreement for complete details. Concora™ Credit Accounts are issued by First Electronic Bank, Member FDIC.

^† Subject to approval. Approval is possible without a credit score, but we may check credit. The transaction advertised is a lease, lease-to-own or rent-to-own program, or rental-purchase agreement. Instead of paying interest, you will pay rental fees on top of the retail price. The lessee will not own the property until the Total Cost of Ownership is paid either by payment of the total of payments over the full term of the agreement or by prepayment as provided for by law. Other fees may apply. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available at participating locations where permitted by law. Terms and conditions subject to change at any time.

^†† Approval is possible without a credit score, but credit may be checked.

^{^}Subject to credit approval. Synchrony Pay Later installment loans are provided by Synchrony Bank. Offer available for furniture and mattress purchases of $75 or more.