Pay over time with Affirm
Easy monthly payments with Affirm
Pay over time
with
When inspiration strikes, Affirm gives you payment options to suit your budget. Just select Affirm at checkout to pay over time for your purchase.
Easy monthly payments with Affirm
Pay over time with
When inspiration strikes, Affirm gives you payment options to suit your budget. Just select Affirm at checkout to pay over time for your purchase.
Just select
at checkout
Just select
at checkout
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how to pay
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.
Get flexible monthly payment options.
For example, an $800 purchase might cost $72.21/mo over 12 months at 15% APR.
Buy With Confidence
With Affirm, you always know exactly what you'll owe and
when you'll be done paying.
Transparent
Affirm tells you the total amount you’ll pay up front. That number will never go up.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, an $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.
Frequently Asked Questions
Yes, there’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
No, your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.